$$$$$$$!!!!! MONEY MATTERS, 2ND. INCOME, BUSINESS, BUY, CABLE, INFORMATION, Uncategorized

SAVING MONEY W/O BEING TOO FRUGAL

I have come to know people who still go to the store. Because they want to see & feel the go0ds for themselves.

It’s all well & good! But! Here’s one way to still go shopping online. If you know the brand of the item you want to get. Surf the Internet. And find it. More than likely you will see the item at a lower cost Vs. brick & mortar stores.

I have seen a report that said! 74% shop online 64% go to brick & mortar stores. This could be the reason why? Stores are closing!

There are websites that monitor prices online. But! Most of them monitor Amazon.com. With Google Chrome. You can go to their app store. And find apps for saving money. From my experience! They can be more of a nuisance rather than a convenience.

What I do is. I go hit the search engines! YES! I said:”search engines”.  Always use more than one. It does take time! To find the best deal there is on the net.

The only one I found that I will not do business is! Dealsmachine.com. I bought a wireless mouse. When I got it. It worked fine. In about 2-3 months. It died! The old saying is true:”you get what you pay for”.

 

Another way to save is. Buy an amplified antenna! Depending on where and the elevation. An amp. antenna is the best way not only to watch local TV! Also! depending on weather & atmospheric & where you live conditions. You can watch TV from another city, state, country. Such as Canada.

This way. You can choose to either keep/have cable. You can go the basic route. Either way! Having cable or the basics. The amp. antenna can come in handy. When the cable/sat goes out and you want to watch your favorite TV show that you watch on the broadcast channels. You can.

There is better programming to be found on the net. There are so many sites that stream programming online even live! 24/7!

There is! Radio/Internet stations online as well. You can also listen to stations from around the world.

You can find movies online! Though! Be careful!!!!!!

The copyright laws here! Are very strict! While in other countries. Not so much. When you do find a movie site. They have “packets” that other members find on the net. these may ask you for your info (credit card, so on) DON’T!!!!! THERE ARE OTHERS THAT DO NOT.

Online newspapers! With the help of Google Chrome! You can read any of them. There are online newspaper sites where they will not let you translate their site.

 

For diabetics! I found that if you use an anti-bacterial soap for cleaning the site before testing. You can use cleaning wipes. I found that. When you use a hand (alcohol) sanitizer. It increases the blood sugar numbers.

If you live in am apartment! And the mgt. pays for the heat. Try to open up a window just a little to suit you. Instead of the AC. At night, it’s your choice.

An electrician told me! Unplug the items you are not using! This lowers your electric bill a lot! Even though! You are not using them at the moment! Electricity is still flowing. There are devices that tell you how much is flowing when you are not using it!

Do think about! Brown bagging your breakfast/lunch! You can and do! Saving money.

And! Before you use your credit/debit card! Think about? Need Vs. want! If you use your credit card? Think about that combo meal costs on the card? Interest and all!  More than what you paid for!

Always use a debit card. But! Always! Check your balance before going or ordering anything! I have seen people who either buy/order something. But at checkout! Either short of! Or! No money in the account!

Think about? Warehouse clubs! Or! Gordon food service! With GFS! there is no membership!

Outlets of any and every type/kind there is! Check them out. Mall outlets! To the same! They may be out of the way! The savings can and do add up!

Start a co-op! As in? Have people you know get together and (depending on laws in your area! you might need a license!) and go to food/produce distribution warehouse and buy items at a lower price. Buy in bulk! and when you and they go home. Distribute the food items evenly! As to who wanted how much of this/that. The same can apply when you go and get household items in bulk as well.

DO NOT! COMPROMISE! QUALITY vs. TASTE! That is not the way to live at all. Save where you can! When you can!

If! You still need more4 money! think about starting a small business! These are easy to find!

 

 

 

 

 

 

 

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ABOUT, BUMMER!, GENERATIONS, INFORMATION, LIVING, MOM, NOT SAID, Uncategorized

DID YOUR PARENTS EVER TELL YOU ABOUT YOUR ETHNIC BACKGROUND? HOW TO SPEAK THE LANGUAGE?

When I was growing up. My parents did not bother to tell me about anything! Except! How they were brought up. That was it. They were very tight-lipped.

It’s a shame! We will grow up not knowing who or what we are. The funny thing is! When my mom would talk to her sister. She would talk in the Lithuanian language. To keep me from hearing how bad she would complain about me to her. Dad did not speak German at all.

He did tell me about his parents came to the USA. Illegally. Both were abused growing up.

But! Not knowing! It leaves nothing to pass on.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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CRIMES, ID STOLEN, INFORMATION, INSECURITY, MATH, MONEY, PEOPLE, PERSONAL

Users of prepaid debit cards find their tax refunds frozen

Source: Users of prepaid debit cards find their tax refunds frozen

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If! You scroll down to the comments!

You will see people so very “out-of-touch”! With reality!

Prepaid credit cards of any type/kind there is. It is a matter of convenience & personal security. Also! They are for people who either do not have. no to bad credit, cannot handle a checking account.

Checking accounts! Are ever so very easy to screw up! Because! It can be any number of things. Do not keep track of the number of checks they made out, cannot leave the money in the account to cover whatever that needs to be paid  or they think that they can “beat” the system before the system really beats them! And then some!

It’s the very thought of just having that money still there! That makes some of us! Go wild to nuts because of it.

 

As for tax fraud? There will always be! Shucksters among us! Like “Death & Taxes!” Inevitable! Unavoidable!

Blame the ID theft people! Not the IRS or the people who use prepaid credit cards!

 

“IT ONLY TAKES ONE!” “TO RUIN IT FOR ALL!?

 

 

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