$$$$$$$!!!!! MONEY MATTERS, ADJUSTMENTS, BUCK, BUMMER!, Uncategorized

WHAT WOULD I DO WITH $1,000,000?

I know!

You would say something like?

I would quit my job, travel the world, pay my bills and become “debt free”, invest, save, buy a new car the list is ever so endless!

But! If you think. Life for us would be better? Think again!

I know millionaires! Who squander their riches!

I still believe! We! Or us poor folk! Have it better than they do!

I knew a rich family that! before the husband died. His wife was very nice, kind to me. After he died! She (How you say?) practiced  “economics”! Tighter than tight! with the money!

I think it’s the?

Upbringing, educational background, finding a job/career that pays well, the right place, raising a family, etc..

Upbringing! Let’s face it! Our parents do not really know. The how to’s! In raising kids. So! what do they do? “Carbon copy” what their parents did. Not good. Some parents were brought up in a “violent” families, some were not.

Educational background! It depends on the type/kind/quality of education one gets. Education varies from city to city, Government to Government, teacher to teacher.

Does? any of those things have anything to do with becoming a millionaire? YES! & NO! I believe in a way that! Upbringing does make a difference. It’s the way a child is brought up, How it is raised so on. It does become a factor.

Think about this!

Even if you did win or come into $1,000,000! Keep in mind! The “TAXES!” After the taxes! What do you really have? Not as much as when you started.

A million dollars! Does not cure or solve anything!

 

 

 

 

 

 

 

 

 

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"CHOKE MODE, $$$$$$$!!!!! MONEY MATTERS, 60'S, BUSINESS, CATALOG, CHANGES, confusing, DECLINE, GENERATIONS, GREED, INDUSTRY, KMART, LIVING, LOST ART, MONEY

A Narrative History of Sears

Sears has opened the doors to its vast archival collection and invited the public to peek inside. More than 100 years of stories, product and brand histories, photographs, catalog images and more are now available online.

Source: A Narrative History of Sears

Who? Remembers Sears?

I mean! the original sears?

When I was a kid. I remember going to Sears in Cleveland, Ohio USA. Both Eastside & Westside locations in the inner city. YES! In the inner city! Before they moved to the suburbs.

It was a time when? Most of the products/items were (as I understand it to be!) overruns of National manufacturers and Sears bought them and put their name (on some of them) on it.

Sears was back then. What Walmart is today. A one stop, one shop store. Some exceptions. No drug/pharmacy department, no gas station/auto repair shop (as I recall).

Then somewhere between the 70’s & the 80’s! Sears went by way of: “if you can’t beat ’em!”  “join ’em!”.  In other words! Sears “sold out!”.

And now we are seeing an agonizing demise of an American institution. Changes in consumer tastes, convenience, styles, so on.

Not to mention! “GREED!”

K-mart is no better!

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, BENEIFITS, DO'S DON'T'S, GROWING, INVESTING, IPO, LEARN, LIFE

What You Must Do Before Investing $1 in the Market

You need a strong stomach and some investment knowledge before diving into the markets. Here’s what you need to know before you jump in.

Source: What You Must Do Before Investing $1 in the Market

I began investing when I was 17 years old. The state of Ohio had a “unification gifts to minors act”. With the help of my mom. I began investing in mutual funds. And that started it all.

I started learning the basics of investing. Went on from there.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, 1ST., BUCK, BUY, FUN, GONE, JOB, ME, MONEY, Uncategorized

REMEMBER YOU 1ST. PAYCHECK?

My mom worked for a millionaire family that once owned a print shop. At this place! You had to know someone in order to get in. Because of my mom. I got in via the President of the company. (NO! I DID NOT DO AK!)

I worked in the shipping/receiving department. The boss was an old school guy. He took an immediate disliking to me. Can’t say I did not either!

When I got my first paycheck! It was for $65.52 after taxes and all. When I got home. My mom had her hand out and said: “Give me $20.00 for the board!” Shocked but I did. Then she said to me: “Let’s go to the drive-in!” “I always wanted to go to the drive-in!” We did!

I got paid on Thursday’s. The interesting thing was! By Friday came around. I was broke. But! Mom always had money for me the rest of next week for me.  We had our usual places. Dinner, movie, beverage store, home.  A few years later. I bought an Electra 225! Crapy spray paint job! But! It was mine! I went places as I did when I was a teen on my bike.

Then! I made the most blunderous mistake of my life! I got married! 35 years later! I am on my own! And happy about it!

There is no feeling when! You get your very first paycheck!

 

 

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, ABOUT, FOOD, LIFE, LIVING, NEARBY, RETAIL, RETAILER,, SPENDING, STORES, STUFF, Uncategorized

HOW TO LIVE ON THE CHEAP! BUT! GOOD!

I will be updating this as time goes on.

From being on my own. For three years. I should know something!

From going to “Aldi’ to “GFS” (Gordon Food Service”) And all things in-between! There are many different ways.

I go to GFS to buy my favorites! Food service trays of lasagna to mac & cheese, ravioli, so much more. This helps me stretch my food supply until the next month.

What I do with the food service cans of “chef-boy-ardee’s” ravioli. I take the sauce and use it when making other kinds of pasta.

When? And where possible! Always! Buy in bulk!

What lots of people do not know is that! You can reduce your electric bill dramatically!

Simply be unplugging what items you are not using at the time. An electrician informed me about it. IT WORKS! You will see the difference in about 2-3 months! Provided you stick to it!

I am not a “coupon clipper!” I think it’s a waste of time! Provided you know where the good deals are? Even if in those places that accept coupons. You are that much further ahead.

Not many of us. Know that! When you have bottles of body wash, shampoo dish soap and then some. What I do is. Turn the bottles upside down. It may seem silly! But! In due time, you will see a difference. You will not be going to the store as much. And buying the same thing because of it.

In buying anything that hs the energy star on it. Do so. That is where you can really save! Only if! You have to! Do not go to these other grocery stores like Save-a-lot and others. Only if necessary.

Cell phones! This! Is one close to everyone’s heart! Always!!!! Look for the best talk, text, data rates you can find. Even if you have to buy the phone. Depending on. The data you use. It’s still the best way to go. Some have extras! It just takes the time to find it.

I need to point out! You still need “Landline” service. Because! If the power goes out. Or! The power grid goes down! What do you have left? Cell phones last while the battery does! Then what?

During the “cold months!” Is the heat still enough? Try “space heaters”. Even the low priced one’s work. Weatherproofing! Using plastic sheets can work as well. Do not! Buying something because it says it’s for covering the windows and doors. What it says! Vs. What it really does? Two different things.

TBC!

 

 

 

 

 

 

 

 

 

 

 

 

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"CHOKE MODE, $$$$$$$!!!!! MONEY MATTERS, BUSINESS, CLASH, CONDITIONS, CRAP, GREED, JOB, LAW, MONEY, STATE, Uncategorized, WORKPLACE

WHO HAS NOT “BITCHED” ABOUT THEIR JOB?

 

There is not anyone among us! Who has not liked/loved anything about their workplace? If it is not the company, management, bosses! It’s the people the company hires!

Nutjobs! If ever! All of us carry some type/kind of mentality attitude about how “we” think work should be.

I have met employees! Who have tried to take control of a department! And “slowly!” try to call the shots by going over their bosses head to the President of the company. So that they think! They have s/he in their back pocket.

Only to find out! It “backfired” on them. By ending getting fired!!!!

You do have to give these “Nutjobs” credit! Only for the wasted effort, they made by staging a “Failed coup”

What happens to them after? They go from job to job! It would not surprise me if at their next job? They try Again. people who are supposed to be “in-charge Have this thing! About certain people. The so-called weak, kind of people the bosses go to a point where they abuse them. The bosses! Do find they ones to “Dump” on!

If you are a blue collar worker? Your boss does not care about how tired you are. Because there is a job to be done. When you are tired! So are your coworkers as well. Tempers flare! But! Your boss does not care. Since the job gets done! S/he sheepishly smiles about it!

It is because! Of the state’s employment law! That gives employers. Open hand on doing whatever the employer wants to do.

AFL-CIO can rant & rave about employers, workplace, laws, equal rights about the workplace all they want! What? Are they really doing about it?

Even the unions! Are more concerned about? Padding their own pockets before their members! They are still! Stuck in the 70’s! And how things were way back when?

Unions! Do not have what they used to have back then today!

They want you to think they do! But! In reality? They do! not

So! Where is the employee today? All buy them!

Consider yourself very lucky! If you find a company that has a good wages, benefits.

Unions today! Are still struggling in regaining what they had back then!

The workplace will not get better!

Because of the laws, employer, employees, unions, and the Powers that be!

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, BUSINESS, CATALOG, CHANGES, DECLINE, FUTURE, JOB, LIVING, LOSING, MONEY, PRICE, RETAIL, RETAILER,, Uncategorized

REMEMBER WHEN GOING TO THE STORE WAS WITHIN WALKING DISTANCE?

 

With all these retailers! Closing up shop!

I can remember when my mom wanted me to go to the store which was down the street from us where my parent and I lived. so was the drug store, hardware store, so on.

If we wanted a big ticket item? We had my sisters drive my mom and me to the catalog showroom stores. Or take a bus and go downtown and those big department stores.

Now with some stores that were time tested. Are not slowly. going away. But! Not with the board of directors! Getting their share of “Take the money and run!” job!

For those of you who may not know? What is a “Catalog showroom” store? Depending on the store! You would come in, either the store had items on display. Or You would walk up to a table, go through the catalog they had. Write down your order, present the order to the clerk. She would go in the back, fill your order, bring it to the front, pay for your order, and leave.

We had “our”” discount stores”. And “every day” discount stores. Not much difference in the two. But! HEY! saving money! Is saving money!

The 5 cent & $10..00 stores! There’s a list of them! Some in different parts of the USA! Some National.

Some of them were as well! Within walking distance. But those were small 5 & the 10’s!

It just seems like! Everything! Keeps changing! But not for the better!

 

 

 

 

 

 

 

 

 

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