$$$$$$$!!!!! MONEY MATTERS, ABOUT, FOOD, LIFE, LIVING, NEARBY, RETAIL, RETAILER,, SPENDING, STORES, STUFF, Uncategorized

HOW TO LIVE ON THE CHEAP! BUT! GOOD!

I will be updating this as time goes on.

From being on my own. For three years. I should know something!

From going to “Aldi’ to “GFS” (Gordon Food Service”) And all things in-between! There are many different ways.

I go to GFS to buy my favorites! Food service trays of lasagna to mac & cheese, ravioli, so much more. This helps me stretch my food supply until the next month.

What I do with the food service cans of “chef-boy-ardee’s” ravioli. I take the sauce and use it when making other kinds of pasta.

When? And where possible! Always! Buy in bulk!

What lots of people do not know is that! You can reduce your electric bill dramatically!

Simply be unplugging what items you are not using at the time. An electrician informed me about it. IT WORKS! You will see the difference in about 2-3 months! Provided you stick to it!

I am not a “coupon clipper!” I think it’s a waste of time! Provided you know where the good deals are? Even if in those places that accept coupons. You are that much further ahead.

Not many of us. Know that! When you have bottles of body wash, shampoo dish soap and then some. What I do is. Turn the bottles upside down. It may seem silly! But! In due time, you will see a difference. You will not be going to the store as much. And buying the same thing because of it.

In buying anything that hs the energy star on it. Do so. That is where you can really save! Only if! You have to! Do not go to these other grocery stores like Save-a-lot and others. Only if necessary.

Cell phones! This! Is one close to everyone’s heart! Always!!!! Look for the best talk, text, data rates you can find. Even if you have to buy the phone. Depending on. The data you use. It’s still the best way to go. Some have extras! It just takes the time to find it.

I need to point out! You still need “Landline” service. Because! If the power goes out. Or! The power grid goes down! What do you have left? Cell phones last while the battery does! Then what?

During the “cold months!” Is the heat still enough? Try “space heaters”. Even the low priced one’s work. Weatherproofing! Using plastic sheets can work as well. Do not! Buying something because it says it’s for covering the windows and doors. What it says! Vs. What it really does? Two different things.

TBC!

 

 

 

 

 

 

 

 

 

 

 

 

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"CHOKE MODE, $$$$$$$!!!!! MONEY MATTERS, BUSINESS, CLASH, CONDITIONS, CRAP, GREED, JOB, LAW, MONEY, STATE, Uncategorized, WORKPLACE

WHO HAS NOT “BITCHED” ABOUT THEIR JOB?

 

There is not anyone among us! Who has not liked/loved anything about their workplace? If it is not the company, management, bosses! It’s the people the company hires!

Nutjobs! If ever! All of us carry some type/kind of mentality attitude about how “we” think work should be.

I have met employees! Who have tried to take control of a department! And “slowly!” try to call the shots by going over their bosses head to the President of the company. So that they think! They have s/he in their back pocket.

Only to find out! It “backfired” on them. By ending getting fired!!!!

You do have to give these “Nutjobs” credit! Only for the wasted effort, they made by staging a “Failed coup”

What happens to them after? They go from job to job! It would not surprise me if at their next job? They try Again. people who are supposed to be “in-charge Have this thing! About certain people. The so-called weak, kind of people the bosses go to a point where they abuse them. The bosses! Do find they ones to “Dump” on!

If you are a blue collar worker? Your boss does not care about how tired you are. Because there is a job to be done. When you are tired! So are your coworkers as well. Tempers flare! But! Your boss does not care. Since the job gets done! S/he sheepishly smiles about it!

It is because! Of the state’s employment law! That gives employers. Open hand on doing whatever the employer wants to do.

AFL-CIO can rant & rave about employers, workplace, laws, equal rights about the workplace all they want! What? Are they really doing about it?

Even the unions! Are more concerned about? Padding their own pockets before their members! They are still! Stuck in the 70’s! And how things were way back when?

Unions! Do not have what they used to have back then today!

They want you to think they do! But! In reality? They do! not

So! Where is the employee today? All buy them!

Consider yourself very lucky! If you find a company that has a good wages, benefits.

Unions today! Are still struggling in regaining what they had back then!

The workplace will not get better!

Because of the laws, employer, employees, unions, and the Powers that be!

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, BUSINESS, CATALOG, CHANGES, DECLINE, FUTURE, JOB, LIVING, LOSING, MONEY, PRICE, RETAIL, RETAILER,, Uncategorized

REMEMBER WHEN GOING TO THE STORE WAS WITHIN WALKING DISTANCE?

 

With all these retailers! Closing up shop!

I can remember when my mom wanted me to go to the store which was down the street from us where my parent and I lived. so was the drug store, hardware store, so on.

If we wanted a big ticket item? We had my sisters drive my mom and me to the catalog showroom stores. Or take a bus and go downtown and those big department stores.

Now with some stores that were time tested. Are not slowly. going away. But! Not with the board of directors! Getting their share of “Take the money and run!” job!

For those of you who may not know? What is a “Catalog showroom” store? Depending on the store! You would come in, either the store had items on display. Or You would walk up to a table, go through the catalog they had. Write down your order, present the order to the clerk. She would go in the back, fill your order, bring it to the front, pay for your order, and leave.

We had “our”” discount stores”. And “every day” discount stores. Not much difference in the two. But! HEY! saving money! Is saving money!

The 5 cent & $10..00 stores! There’s a list of them! Some in different parts of the USA! Some National.

Some of them were as well! Within walking distance. But those were small 5 & the 10’s!

It just seems like! Everything! Keeps changing! But not for the better!

 

 

 

 

 

 

 

 

 

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"CHOKE MODE, $$$$$$$!!!!! MONEY MATTERS, GOP, MILLIONAIRE, MISTAKE, MOUTH, NARSISST, ORDERS, TONE,, POLITICS, RUN OFF AT THE MOUTH, Uncategorized

WE ARE SURROUNDED BY NARSISSTS! MOSTLY TRUMP & COMPANY!

One thing! If nothing else! Narcissists are very known for? “Running off at the mouth!” And think nothing of it!

Source: I was married to one! “Personal experience!” They will lie and so much more!

The things they say!!!!!!!!

Unfortunately! The same holds true for Pres. Trump & his choice of AK’er’s! Or? His choice of people who gave huge sums of money to his Presidential campaign! Otherwise! Why would they be there?

I think this will go down as one of the most! FUCK ED UP ADMINISTRATIONS OF ALL TIME!

The people he is putting in place, for the most part, have “NO GOVERNMENT EXPERIENCE! NONE WHATSOEVER!

The late Fmr. President Herbert Hoover. He & Trump shares a few things. Both are millionaires, have investments around the world. But! Hoover got the blame for the “Great Depression”.Hoover tried to do something about it. But! failed.

Now! Trump’s admin. is running off at the mouth. Kellyanne Conway! While in office. Promoted Ivanka Trump’s fashion line. Allegedly! She was counseled. The next day! Snuck one in!

Where? Is the Pres. Trump in all of this? Signing “Executive memorandums” aka Executive orders. http://www.independent.co.uk/news/world/americas/presidential-executive-orders-donald-trump-what-are-they-constitutional-limits-congress-anti-a7554231.html

 

Too much confidence? Or! IDC?

When he was running for President! He sounded like? He already is! Now? He sounds like he is giving a speech at some gathering!

This is not a “tear in!” to the Trump family at all!

It’s exercising one’s right of free speech! While it’s still here!

Before he takes that and other things! Away from us!

 

 

 

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, 2ND. INCOME, BUSINESS, BUY, CABLE, INFORMATION, Uncategorized

SAVING MONEY W/O BEING TOO FRUGAL

I have come to know people who still go to the store. Because they want to see & feel the go0ds for themselves.

It’s all well & good! But! Here’s one way to still go shopping online. If you know the brand of the item you want to get. Surf the Internet. And find it. More than likely you will see the item at a lower cost Vs. brick & mortar stores.

I have seen a report that said! 74% shop online 64% go to brick & mortar stores. This could be the reason why? Stores are closing!

There are websites that monitor prices online. But! Most of them monitor Amazon.com. With Google Chrome. You can go to their app store. And find apps for saving money. From my experience! They can be more of a nuisance rather than a convenience.

What I do is. I go hit the search engines! YES! I said:”search engines”.  Always use more than one. It does take time! To find the best deal there is on the net.

The only one I found that I will not do business is! Dealsmachine.com. I bought a wireless mouse. When I got it. It worked fine. In about 2-3 months. It died! The old saying is true:”you get what you pay for”.

 

Another way to save is. Buy an amplified antenna! Depending on where and the elevation. An amp. antenna is the best way not only to watch local TV! Also! depending on weather & atmospheric & where you live conditions. You can watch TV from another city, state, country. Such as Canada.

This way. You can choose to either keep/have cable. You can go the basic route. Either way! Having cable or the basics. The amp. antenna can come in handy. When the cable/sat goes out and you want to watch your favorite TV show that you watch on the broadcast channels. You can.

There is better programming to be found on the net. There are so many sites that stream programming online even live! 24/7!

There is! Radio/Internet stations online as well. You can also listen to stations from around the world.

You can find movies online! Though! Be careful!!!!!!

The copyright laws here! Are very strict! While in other countries. Not so much. When you do find a movie site. They have “packets” that other members find on the net. these may ask you for your info (credit card, so on) DON’T!!!!! THERE ARE OTHERS THAT DO NOT.

Online newspapers! With the help of Google Chrome! You can read any of them. There are online newspaper sites where they will not let you translate their site.

 

For diabetics! I found that if you use an anti-bacterial soap for cleaning the site before testing. You can use cleaning wipes. I found that. When you use a hand (alcohol) sanitizer. It increases the blood sugar numbers.

If you live in am apartment! And the mgt. pays for the heat. Try to open up a window just a little to suit you. Instead of the AC. At night, it’s your choice.

An electrician told me! Unplug the items you are not using! This lowers your electric bill a lot! Even though! You are not using them at the moment! Electricity is still flowing. There are devices that tell you how much is flowing when you are not using it!

Do think about! Brown bagging your breakfast/lunch! You can and do! Saving money.

And! Before you use your credit/debit card! Think about? Need Vs. want! If you use your credit card? Think about that combo meal costs on the card? Interest and all!  More than what you paid for!

Always use a debit card. But! Always! Check your balance before going or ordering anything! I have seen people who either buy/order something. But at checkout! Either short of! Or! No money in the account!

Think about? Warehouse clubs! Or! Gordon food service! With GFS! there is no membership!

Outlets of any and every type/kind there is! Check them out. Mall outlets! To the same! They may be out of the way! The savings can and do add up!

Start a co-op! As in? Have people you know get together and (depending on laws in your area! you might need a license!) and go to food/produce distribution warehouse and buy items at a lower price. Buy in bulk! and when you and they go home. Distribute the food items evenly! As to who wanted how much of this/that. The same can apply when you go and get household items in bulk as well.

DO NOT! COMPROMISE! QUALITY vs. TASTE! That is not the way to live at all. Save where you can! When you can!

If! You still need more4 money! think about starting a small business! These are easy to find!

 

 

 

 

 

 

 

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$$$$$$$!!!!! MONEY MATTERS, ACCOUNTABLE, Uncategorized

WHEN IT COMES TO SAVING EVERYONE HAS TO START SOMEWHERE

I can remember! My parents had a savings account at a nearby bank. Little did I know! What my parents had in mind. The bank had a little coin card. This was for dimes. Where over time. You could save $3.00. IDNY? But they had me save my dimes in it. Perhaps! It was their way of saving money? Or it was so they could save “some” money. With my help.

My parents were on welfare. And with dad going from job to job. Money was tight!

What got me to think about it was?  At savings advice.com. Had this: coin challenge.

Where anyone can save even a nickel on up! There is 1 thing to keep in mind! You can save! But! Don’t touch until the last day of the year.

Some of you may have seen a TV ad for insurance. Where the guy takes his loose change. and puts it in a Mason jar. The same concept. Can work for anyone as well.

Here’s the thing! Let’s say that? You’re at the midway point of the year in saving.and you have to tap into your coin bank.

You can always continue saving! Things do happen in life!

Don’t let something/someone! Deter you from saving! What if? You did not start to save? And something did come up? Think before you speak!!!!!!!

 

 

 

 

 

 

 

 

 

 

 

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